At a glance
Qualifying reports, 30-day freshness, free landlord access, and renter attestation are central to the framework.
For renters
A qualifying source matters
The report must meet the definition in § 38-12-902, including a consumer-reporting agency source and required content.
The 30-day window
Landlords may require the report to have been completed within the previous 30 days.
No separate application fee
Covered landlords generally may not charge an application fee when a qualifying report is supplied.
Housing subsidy exception
For applicants using a housing subsidy, the report need not include credit history, a credit score, or adverse credit-event information under the 2026 amendment.
For landlords and property teams
Disclose the right to submit
Covered landlords must provide the statutory advisement before screening action for which a fee would be charged.
Access should not cost the landlord
A landlord may require the report to be available without an access or use charge.
Document exemptions carefully
A narrow exception applies where only one application fee is accepted at a time and unsuccessful applicants are refunded within 20 calendar days under statutory conditions.
Eligibility and fee treatment depend on the exact report, landlord practice and applicable law. This guide is general information, not a legal determination or advice. Use the primary sources and consult qualified counsel for a specific dispute or policy.
Primary sources
- Colorado Revised Statutes 2024 — Title 38 (official code PDF)
- C.R.S. § 38-12-904 — statute text (secondary publisher)
- Colorado HB25-1236 — official enacted legislation