A simple explanation of report recency, changes and application review.
What is the current-through date?
A report may show the date through which its underlying information is current. This is different from the day you download or email a PDF.
Different jurisdictions, different rules
Colorado, California, Illinois and Maryland have 30-day conditions for qualifying reusable reports. Rhode Island’s specified applicant-provided screening document rule uses a 90-day period.
What if something changes?
Some state laws allow a landlord to request a statement that material report details have not changed. Provide accurate updates, and use the reporting agency’s correction process for inaccuracies.
Check both report and state rule
A report can be recent yet still lack required content or come from the wrong source. Freshness is one part of qualification, not a guarantee.
Back to all articles